Before you pay

Apartment deposit
due-diligence checklist

For David & An. Work through this before transferring anything. Progress saves automatically on this phone.

Deposit 19,000,000 ₫
Checklist progress 0% · 0/0
✅ All checks complete. If everything held up, you're clear to proceed.
1

Verify the legal owner

The flat is newly handed over, so there's no title deed yet - that's normal. Check the paperwork chain instead.

“I hold it under my aunt's name / she asked me to register it in my name” isn't automatically a problem - as long as the documents back it up.
2

Don't rely on verbal promises

Everything backed by documents, not statements. Watch for:

Don't worry

It's my relative's apartment

My aunt owns it

I'm an agent, but it's also my apartment

3

Verify the bank account

4

The deposit agreement must state

5

Furniture - listed item by item

New handover, so a deposit before buying furniture is common. Avoid vague “fully furnished” - the contract should name every item.

6

Payment - in this order

7

If dealing through an agent, ask

8

Temporary residence registration

David will live there, so this matters. The agent said: “If you know how to do it, just register it yourself.” In practice the owner may need to cooperate with building management / authorities.

9

Building management check

They may not share personal details, but can sometimes confirm authorisation.

10

Don't be pressured

Pressure lines to ignore:

Many people are interested

You must pay today

Someone else will rent it tomorrow

11

Red flags - do not proceed if they…

Only pay the deposit if…

All six of these are true. Otherwise, walk away and find another apartment rather than risk the 19M ₫.